What Can You Do With a Refinance?
Let’s start by defining what a cash-out refinance is: it’s simply taking the equity you’ve accumulated on your home and cashing in on it. The gist of it is that you’re replacing your current mortgage with a new home loan. At the end of the day, you can spend the cash on anything you want. […]
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Resources for First-Time Homebuyers
Buying a home is one of the most exciting (and expensive) purchases that most people will make in their lifetime. Because of that, we are dedicated to providing our homebuyers with all of the necessary information to make informed and confident decisions. Check out the bank of resources below that are available to you, 24-7! […]
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WINNING A BIDDING WAR
Buying a home in the current market is typically accompanied by at least once or two bidding wars. Buyers are always seen as being on the disadvantaged side of a bidding war. We can’t change the fact that right now we are in a seller’s market. So what do we do to help you win […]
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Common First-Time Homebuyer Questions
Buying your first home can be very exciting. The moment you have been waiting for is finally here! Understanding your options when it comes to purchasing a house may not seem as exciting, but it’s what will help get you one step closer to your dream home. Here are a few questions to consider: What […]
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Raising Your Credit Score
Raising your credit score can feel like an overwhelmingly impossible task. The truth of the matter is that improving your credit does not happen in one fell swoop. If it was easy enough to get a high score overnight, then more people’s credit would already be higher. When it comes to getting a mortgage though, […]
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How to Buy a Home with Bad Credit
Does your credit score have you thinking that buying a home is out of reach? Such a large monetary commitment can be scary, and if you’ve made some bad financial decisions in the past, then dragging around a bad credit score can feel like an insurmountable challenge. But don’t panic, feel defeated or write homeownership […]
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8 Questions You Should Always Ask a Mortgage Lender
Mortgages are a complicated business. However, they are also essential for most homebuyers. These questions are designed to help you make the best financial decision for your home buying experience and are the basic, must-ask questions you’ll want to ask your lender before you put pen to paper. It’s uber-important that you get the most […]
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6 Things to Consider When Choosing a Mortgage Lender
Buying a home is an exciting process. But for some reason, unlike selecting a real estate broker, mortgage lenders are a bit of an afterthought. Most people go with the first person their realtor or a friend recommends. But this is a mistake as a mortgage is a product just like a home or car […]
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Different Types of Mortgages: How to Afford the Home of Your Dreams
Before you decide to buy a home, you’ll want to know everything possible about your lending options. Unless you’re purchasing a house completely with cash, which most people can’t afford to do, this means you’ll finance the purchase through a home loan or mortgage. Typically, you’ll want to get pre-approved from a credible lending institution […]
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9 Things to Consider Before Buying a Home
Deciding to buy a home is a major life milestone and, for many, the largest purchase they’ll ever make. It is an exciting process, yet there are many things to consider before undertaking such a large financial commitment. Understanding the process from start to finish puts your mind at ease that you’re making a sound […]
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